FXIFY Review
Multi-asset proprietary firm offering one-phase, two-phase, and three-phase evaluations with customizable leverage and profit splits up to 90% via Rise.
- HQ
- London, United Kingdom
- Founded
- 2023
- Regulation
- Unregulated
Operated by FXIFY Solutions Limited
Written by the Proptary Team · Updated 19 Oct 2026
Researched with AI assistance and verified by our editors
Overview
This FXIFY review covers the firm's rules, payouts and pricing so you can judge the company before you pay for a challenge. FXIFY is an online proprietary trading firm offering one-phase, two-phase, and three-phase evaluation challenges, as well as instant funding accounts for forex, indices, commodities, and crypto traders.
FXIFY was founded in 2023 by Peter Brown and David Bhidey, operating through its registered UK entity FXIFY Solutions Limited. The corporate entity was incorporated in London in October 2022 under company registration number 14451720. While proprietary evaluation operations and payment processing run through the UK corporate vehicle, trading execution and broker liquidity connectivity are facilitated via partner brokerage Prime Intermarket Group Eurasia Ltd in Mauritius.
Review summary
Pros and cons
What works
4 strengths
- First payout available on demand, with no minimum trading days required for the payout itself.
- Performance profit split starts at 80% and can be upgraded to 90% during checkout.
- Extensive choice of trading platforms including MetaTrader 4, MetaTrader 5, cTrader, and TradingView integration.
- Refundable challenge fee returned to the trader alongside the first approved profit withdrawal.
What doesn't
4 to plan around
- Reported payout disputes where traders say accounts were closed citing latency arbitrage without trade-level logs.
- Maximum total drawdown trails your highest equity instead of staying at a static baseline.
- United States residents and citizens are entirely excluded from purchasing evaluation or funded accounts.
- Add-on features such as bi-weekly payouts and higher leverage increase the initial challenge fee significantly.
Cost of entry
FXIFY pricing
| Account Size | Phase 1 Target | Phase 2 Target | Daily Loss (4%) | Max Trailing DD (10%) | Price (USD) |
|---|---|---|---|---|---|
| $5,000 | $500 (10%) | $250 (5%) | $200 (4%) | $500 (10%) | $59 |
| $10,000 | $1,000 (10%) | $500 (5%) | $400 (4%) | $1,000 (10%) | $89 |
| $15,000 | $1,500 (10%) | $750 (5%) | $600 (4%) | $1,500 (10%) | $119 |
| $25,000 | $2,500 (10%) | $1,250 (5%) | $1,000 (4%) | $2,500 (10%) | $199 |
| $50,000 | $5,000 (10%) | $2,500 (5%) | $2,000 (4%) | $5,000 (10%) | $349 |
| $100,000 | $10,000 (10%) | $5,000 (5%) | $4,000 (4%) | $10,000 (10%) | $549 |
| $200,000 | $20,000 (10%) | $10,000 (5%) | $8,000 (4%) | $20,000 (10%) | $1,049 |
| $400,000 | $40,000 (10%) | $20,000 (5%) | $16,000 (4%) | $40,000 (10%) | $2,950 |
The pricing section of this FXIFY review shows what each account size costs and which add-ons raise the total. FXIFY costs $59 to enter its entry-level $5,000 two-phase evaluation challenge. On this $5,000 tier, you are paying an upfront one-time challenge fee to pursue a funded account without monthly subscription commitments. Your challenge fee is fully refundable when you request your first profitable payout, provided you complete both evaluation phases without a rules breach. However, the catch lies in the checkout configurator. FXIFY's checkout adds extra cost for options such as higher leverage, bi-weekly payouts and a 90% split, so check the final total before you pay. Higher leverage magnifies losses as well as gains, and with a trailing drawdown it can breach your account faster, so factor that into your risk plan before you pay for it.
Rule clarity
FXIFY rules
Score95 / 100Our FXIFY review starts with the rules because they decide whether a challenge account survives. FXIFY structures its standard evaluation as a two-phase challenge requiring a 10% profit target in phase one and 5% in phase two under a trailing drawdown model. On the $5,000 evaluation, your 4% daily loss limit is fixed at $200 based on the prior day's 5 PM EST closing balance, while the 10% total drawdown represents a $500 maximum loss threshold that trails your highest equity. The catch is that trailing equity loss measures intra-day unrealized floating profits, meaning an open trade that spikes and reverses can trail your loss floor upward and trigger an automated hard breach. Breaching either limit immediately closes the account and forfeits your challenge fee, requiring you to purchase a fresh challenge to continue. Latency arbitrage means using small delays between price feeds to trade at prices that have already moved, and prop firms usually ban it. FXIFY's prohibited-strategy list includes high-frequency trading, latency arbitrage, reverse or group hedging and high-leverage news trading, so check the exact limits before you rely on news trading, hedging or automation.
- Profit target
- 10%
- Max daily loss
- 4%
- Max total drawdown
- 10%
- Drawdown type
- Trailing
- Min trading days
- 5
- Time limit
- None
- Consistency rule
- One Phase, Two Phase Standard, Two Phase Pro and Three Phase have no consistency rule. Two Phase Classic has a 25% consistency rule on the funded stage only. Lightning has a 30% consistency rule on both the evaluation and the funded account. Source: the official FXIFY website.
- Max leverage
- 1:30 standard (up to 1:50 with an add-on)
- Scaling plan
- Yes, up to $4M
- Platforms
- MT4, MT5, cTrader, TradingView
- Instruments
- Forex, Metals, Indices, Commodities, Crypto, Stocks
- Not accepted from
- United States, Vietnam, Iran, Iraq, North Korea, Syria, Cuba, Sudan, South Sudan, Myanmar, Belarus, Burundi, Central African Republic, Democratic Republic of the Congo, Liberia, Libya, Somalia, Zimbabwe, Russia
What a trailing drawdown means for you
The limit follows your highest equity, so as the account grows the floor rises with it. Give back too much of an open profit and you can breach even while still up on the day — this is the type that ends the most accounts.
What changes once you are funded
Once funded, traders no longer face a formal profit target to maintain the account. The trailing drawdown calculation ceases to trail once your balance reaches the initial starting balance plus profit buffer, effectively locking the maximum loss at your initial deposit level. Profit withdrawal cycles become active, but trading during low-liquidity rollover hours or holding concentrated high-risk positions faces heightened compliance scrutiny.
Strategy rules
- News trading
- Allowed
- EAs / bots
- Allowed
- Weekend hold
- Allowed
- Hedging
- Allowed
- Copy trading
- Allowed
- HFT / tick scalping
- Not allowed
Payout reliability
FXIFY payouts
Score35 / 100The payouts part of this FXIFY review explains how withdrawals work after you are funded. FXIFY pays an 80% performance split by default on funded accounts, permitting an initial profit withdrawal on demand and subsequent payouts every 30 days. On a funded $5,000 account, generating $600 in profit yields a $480 payout to the trader while FXIFY retains $120. Payouts go through Rise, by bank transfer or crypto, and the minimum withdrawal is $50.
The critical catch is that requesting a withdrawal immediately resets your maximum drawdown floor to your starting account balance. If you withdraw your full profit balance, you eliminate your trading buffer entirely, meaning any subsequent loss will breach the account. Furthermore, profitable withdrawal requests trigger compliance reviews where traders have experienced account terminations over latency arbitrage claims.
- Profit split
- 80%
- Payout cycle
- Monthly
- Reported payout speed
- 1-2 business days
- Withdrawal fee
- None stated
- Minimum withdrawal
- $50
- Payout methods
- Crypto, Bank Wire, Rise
Customer support
Customer support
Score65 / 100For this FXIFY review, we looked at how support handles both everyday questions and compliance disputes. You can reach FXIFY support through 24/5 live chat or email. Weekend coverage is limited to 10 a.m. to 7 p.m. GMT+3. According to public reports, frontline live chat agents respond rapidly to general inquiries regarding platform setup and checkout discount codes. However, public user feedback on community forums documents that technical disputes regarding compliance terminations or disputed trade executions are routed to compliance email desks, where responses often stall or remain unaddressed for several weeks.
- Channels
- Live chat, Email, Discord
- Availability
- 24/5
- Reported response time
- Under a day
- Reports collected
- 19 Oct 2026
Track record
Track record and transparency
Score70 / 100Since launch, FXIFY has grown from simple forex challenges to several evaluation models, instant funding accounts, and TradingView support. In September 2026, a trader on Reddit reported that FXIFY closed an account citing latency arbitrage without sharing trade-level evidence. This is one user's own account, and we could not confirm it independently. Operational liquidity is tied to an offshore broker partner in Mauritius. Payout history is documented mainly through community reports rather than an audited total, so check recent Trustpilot and Reddit feedback before you buy.
Community sentiment
Community sentiment
Score50 / 100Community feedback presents a clear contrast between operational convenience and compliance friction. As of October 2026, FXIFY holds a Trustpilot rating of 4.3 from over 6,200 reviews, with many traders praising flexible account customization, TradingView integration, and routine payouts via Rise. Conversely, a Reddit thread describes frustration over a compliance account closure, where a trader who passed an evaluation says payouts were denied under a latency arbitrage clause without trade-level evidence. This is one user’s account, not a confirmed finding. Additionally, users report delays in receiving challenge fee refunds following unexpected compliance decisions.
Decision
Final verdict
FXIFY provides a highly customizable evaluation model featuring flexible trading platforms, TradingView integration, and refundable challenge fees that appeal to experienced discretionary traders. Its starting terms are competitive, offering an 80% profit split and on-demand first withdrawals without mandatory minimum trading days. However, the firm enforces strict compliance definitions around latency arbitrage and similar strategies it considers harmful to its liquidity provider. Because one trader reported on Reddit that an account was closed without trade-level evidence, you should approach this platform with caution. The verdict of our FXIFY review is that caution is recommended before you pay for an evaluation. If your trading strategy relies on rapid executions around volatile market sessions, the risk of compliance disqualification outweighs the benefit of flexible challenge rules.
With a score of 63, caution is recommended before paying for an evaluation.
Is FXIFY right for you?
FXIFY is suitable if you are a swing or day trader who uses manual market-structure setups and holds positions across several minutes or hours. It is not suitable for high-frequency scalpers, automated bot operators, or traders who trade volatile news spikes, as those strategies frequently trigger automated compliance flags under the firm's strict prohibited trading policies.
Who should trade with FXIFY?
Disciplined retail traders looking for established multi-asset platform access outside the United States will appreciate FXIFY's feature set. You should trade here only if you maintain low-frequency manual executions and keep meticulous personal trade journals to safeguard against potential execution disputes.
Questions
FAQ
what is fxify
FXIFY is a proprietary evaluation firm that provides retail traders with funded accounts across forex, commodities, indices, and crypto in exchange for an upfront challenge fee.
how to connect fxify to tradingview
You connect FXIFY to TradingView by selecting the TradingView platform option at checkout and linking your broker credentials within the TradingView trading panel. Once linked, you can execute trades directly from your charts. However, certain automated Webhook indicators and high-frequency scripts remain restricted under the platform's prohibited trading policy.
how does fxify work?
FXIFY works by requiring traders to pass an evaluation challenge before granting access to a funded account with profit splits up to 90%. You pay an initial challenge fee starting at $59, achieve profit targets of 10% and 5% without breaching drawdown limits, and request withdrawals via Rise once funded.
what is performance protect fxify
Performance Protect is an optional paid add-on at checkout that shields your funded account from being breached on a single drawdown violation. Purchasing this feature adds 15% to your challenge fee and provides a second chance buffer. However, it does not exempt your account from terminations caused by prohibited trading strategies.
how many fxify accounts can i have
You can hold multiple FXIFY accounts up to a combined maximum account size of $400,000 across your funded accounts. Traders can purchase multiple challenge tiers simultaneously across different evaluation models. The catch is that coordinating trades or hedging identical positions across multiple accounts is strictly prohibited and leads to immediate account termination.
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Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. What matters instead is whether the company behind the brand is named and traceable, and whether it has a payout record you can check.
This page is for information only and is not investment or trading advice. Trading through a funded or proprietary trading program carries real risk, including the loss of evaluation fees and any funded account. Rules, pricing, and payout terms vary by firm and can change without notice. A Proptary Grade reflects our most recent check and may not capture very recent changes, so confirm current terms directly with the firm before buying an evaluation.
Before you pay
Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. Proptary is not a financial institution, not an investment adviser, and is not supervised by any financial regulator.
Nothing here is advice. Our grades, scores and write-ups are information only. They are not investment or trading advice, not a recommendation to buy an evaluation, and not tailored to your circumstances. Read the firm’s own terms and decide for yourself.
A grade is not a guarantee. A Proptary Grade summarises the evidence we were able to verify on the date shown. It is not a measure of the firm’s financial strength, not a promise that it will pay you, and not an assurance that it will still be operating next month. Payout records, review scores and support times we cite are historical evidence, never a forecast.
The fee is at risk from the moment you pay it. An evaluation buys an attempt, not an account. Most traders do not pass. Breaching a drawdown or consistency rule can cost you the entire fee and any funded account, with no refund.
Prices and rules change without notice. Firms change fees, rules and payout terms, sometimes days after we check. Confirm the current terms on the firm’s own site before you pay for anything. Proptary is not liable for losses arising from reliance on information published here.
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How this page is researched. Data is gathered with AI assistance and verified by our editors against the firm’s own documents before publishing.