RZR Funded Review
RZR Funded offers simulated forex and CFD evaluations with up to 95% profit splits, 1-, 2- and 3-step plus instant programs, and broker-backed infrastructure.
- HQ
- Ebene, Mauritius
- Founded
- 2023
- Regulation
- Unregulated
Operated by RZR Funded Limited
Written by the Proptary Team · Updated 28 Oct 2026
Researched with AI assistance and verified by our editors
Overview
RZR Funded is a forex and CFD proprietary trading firm offering one-step, two-step, three-step, and instant funding programs with account sizes from $1,000 to $200,000.
RZR Funded, formerly Hantec Trader, completed a rebrand and states that "All active Challenges and funded accounts continue uninterrupted, with no changes to balances or progress." The prop firm is operated by RZR Funded Limited, a private company incorporated in Mauritius (company number C191400) with its registered office in Ebene, and a second entity of the same name is incorporated in Saint Lucia (company number 2026-00682). UK affiliate HM Provider Limited provides support services for transactions. The firm describes itself as broker-backed prop trading "powered by Hantec Markets Mauritius", with simulated accounts hosted on Hantec Markets Limited's trading servers, while stating that the two companies are "two entirely separate entities." All accounts are simulated and traded with virtual funds on Platform 5 (MetaTrader 5), not with real capital.
Review summary
Pros and cons
What works
5 strengths
- Reward requests are approved within 24 business hours, or the firm doubles the reward up to $1,000.
- Standard profit split of 80% with optional add-on upgrades reaching up to 95%.
- Scaling plan lets 1-, 2- and 3-step traders progress up to $200,000 at no extra challenge cost.
- Competitive entry fees starting from $13 on Instant24, $19 on Instant Lite and $39 on Express accounts.
- Broker-backed setup, with simulated accounts hosted on Hantec Markets Limited's trading servers.
What doesn't
4 to plan around
- Challenge fees are strictly non-refundable upon passing, with no refund issued at the first payout.
- Scalping is restricted: if trades held for less than 3 minutes generate 30% or more of total net profits, the firm may adjust or remove those profits.
- Express and instant accounts use a balance-based trailing maximum loss that moves up with the highest account balance.
- Traders residing in the United States and several other jurisdictions are not accepted.
Cost of entry
RZR Funded pricing
| Account Size | Enhanced (2-Step) Fee | Express (1-Step) Fee |
|---|---|---|
| $2,000 | $49 | $39 |
| $5,000 | $69 | $59 |
| $10,000 | $99 | $89 |
| $25,000 | $179 | $149 |
| $50,000 | $299 | $219 |
| $100,000 | $529 | $399 |
| $200,000 | $969 | $799 |
RZR Funded costs start at $13 for its entry-level Instant24 account, with Instant Lite from $19 and Instant Funding from $43, while standard evaluation programs begin at $39 for a $2,000 Express challenge and $49 for a $2,000 Enhanced challenge. For most traders targeting meaningful payout potential, the $50,000 Enhanced account costs $299 as a one-time fee, and the $100,000 size costs $529. All challenge fees are one-time payments with no recurring monthly subscriptions or platform renewal costs. However, buyers must note that the firm does not refund evaluation fees upon passing or at the time of your first withdrawal, making the challenge cost a permanent expense. Add-on features such as upgrading the profit split to 95% or unlocking weekly withdrawals require an additional upfront fee of 20% to 30% at checkout.
Rule clarity
RZR Funded rules
Score95 / 100RZR Funded offers Express (1-step), Enhanced and EnhancedX (2-step) and Endurance (3-step) challenges, plus Instant24, Instant Lite and Instant Funding accounts. On the Express 1-step, traders must reach a 10% profit target while respecting a 5% daily loss limit and a 6% maximum total loss. On a $100,000 account, that means a $10,000 target, a $5,000 daily limit measured from the previous end-of-day balance or equity, and a $6,000 maximum loss that trails the highest account balance. Instant accounts have no profit target but tighter limits and a maximum open loss cap: Instant24 allows 2% daily, 3% total and 1% open loss, while Instant Funding allows 6%, 6% and 3%. Prohibited practices include high-frequency trading, copy trading, hedging across multiple accounts, and scalping where trades held under three minutes generate 30% or more of net profit. Maximum leverage is 1:50, as listed in the product specifications. Leverage magnifies losses as well as gains, so a small adverse move on a large position can breach the daily or maximum loss limit. Weekend holding depends on the program: the Express challenge shows "Weekend holding Yes" on the dashboard, while Instant24, Instant Lite and Instant Funding show "Weekend holding No", and Instant Lite and Instant Funding offer a paid Weekend Holding News Trading add-on.
- Profit target
- 10%
- Max daily loss
- 5%
- Max total drawdown
- 6%
- Drawdown type
- Trailing
- Min trading days
- 3
- Time limit
- None
- Consistency rule
- Not enforced
- Max leverage
- 1:50
- Scaling plan
- Yes, up to $200K
- Platforms
- MT5
- Instruments
- Forex, Metals, Indices, Commodities, Crypto
- Not accepted from
- United States
What a trailing drawdown means for you
The limit follows your highest equity, so as the account grows the floor rises with it. Give back too much of an open profit and you can breach even while still up on the day — this is the type that ends the most accounts.
What changes once you are funded
Once funded, the profit target no longer applies, but the daily and maximum loss limits remain active, and the firm can review trading activity at any stage, including after payouts. Rewards are requested on a 14-day cycle by default, or every 7 days with the weekly add-on, and the 24-business-hour approval guarantee applies. Funded traders on 1-, 2- and 3-step accounts can also scale up to $200,000 by passing the next challenge at no extra cost.
Strategy rules
- News trading
- Allowed
- EAs / bots
- Not stated
- Weekend hold
- Not allowed
- Hedging
- Allowed
- Copy trading
- Not allowed
- HFT / tick scalping
- Not allowed
Payout reliability
RZR Funded payouts
Score60 / 100RZR Funded pays funded traders an 80% default profit split on a 14-day cycle, with weekly and on-demand payouts available as paid add-ons, and eligible withdrawals processed through bank transfer (SWIFT and SEPA), cryptocurrency (USDT, USDC, ETH and BTC), PayPal, and PIX and other local methods. On a $10,000 simulated gain, the standard split awards $8,000 to the trader while the firm retains $2,000. Reward requests are backed by a 24-business-hour approval guarantee that doubles late rewards up to $1,000, and as of October 2026 the firm reports a 10-hour average payout time on its website. Instant24 accounts follow a different schedule, with rewards available once the 24-hour trading period is complete.
- Profit split
- 80%
- Payout cycle
- Every 2 weeks
- Reported payout speed
- Under 24 hours
- Withdrawal fee
- None stated
- Minimum withdrawal
- Not stated
- Payout methods
- Bank Wire, Crypto, PayPal, PIX and local payout solutions across LATAM, Africa & APAC
Customer support
Customer support
Score85 / 100Customer support is available 24 hours a day from Monday to Friday through website live chat and email (support@rzrfunded.com), with a ticket system on its help center. According to public reports and user feedback on Trustpilot as of October 2026, live chat inquiries are typically answered within minutes to under an hour during market hours. For complex account inquiries, ticket responses are reported to arrive within one business day.
- Channels
- Live chat, Email, Ticket system
- Availability
- 24/5
- Reported response time
- Under a day
- Reports collected
- 28 Oct 2026
Track record
Track record and transparency
Score85 / 100The firm operates as an evaluation prop trading firm "powered by Hantec Markets Mauritius", processing trader rewards and expanding from challenge accounts into instant funding models. Under its former name, it announced surpassing $1 million in cumulative trader payouts in early 2024, and as of October 2026 its website reports more than $6 million in total payouts. While the proprietary trading arm maintains clear public trading terms and an active Discord community, it states that it is a separate entity from Hantec Markets Limited.
Community sentiment
Community sentiment
Score80 / 100Public sentiment across independent review platforms is positive overall, reflected in a Trustpilot rating of 4.4 from 859 reviews as of October 2026, including reviews posted under its former Hantec Trader name. Satisfied users frequently praise prompt customer service responses and cryptocurrency payout processing. Conversely, critical feedback highlights strict enforcement of the 3% maximum open exposure rule, non-refundable challenge fees, and complaints regarding post-withdrawal drawdown locking that leaves limited trading margin after profits are taken.
Decision
Final verdict
RZR Funded offers a proprietary trading model in which all accounts are simulated and hosted on Hantec Markets Limited's trading servers. Its lineup spans 1-, 2- and 3-step challenges plus instant accounts, and its 24-business-hour reward approval guarantee stands out. However, non-refundable challenge fees, trailing balance-based loss limits on the Express and instant accounts, and strict bans on short-hold scalping, high-frequency trading and copy trading require high manual discipline. The firm is not regulated and states that it does not conduct regulated activities, so traders do not benefit from regulatory protections such as compensation schemes.
Is RZR Funded right for you?
RZR Funded is right for you if you are a disciplined manual forex trader who values a 24-business-hour reward approval guarantee and a broker-hosted trading environment. It will not suit high-frequency traders, scalpers whose short-hold trades generate a large share of profits, copy traders, or traders relying on aggressive position sizing that the firm classes as overleveraging.
Who should trade with RZR Funded?
Disciplined swing and day traders with proven risk controls should consider RZR Funded, particularly those who prefer MetaTrader 5 and want published 14-day reward cycles. High-risk scalpers, high-frequency traders, and traders seeking refunded challenge fees should look elsewhere, as the non-refundable fee model and the 30% short-hold scalping threshold penalize erratic trading.
Questions
FAQ
What is RZR Funded?
RZR Funded is a proprietary trading firm that provides simulated trading evaluations on Platform 5 (MetaTrader 5), giving retail traders access to virtual capital and performance rewards based on simulated market gains.
Who operates RZR Funded?
RZR Funded, formerly Hantec Trader, is run by RZR Funded Limited, a company incorporated in Mauritius (company number C191400), with a second entity of the same name incorporated in Saint Lucia. The firm is unregulated and states that it does not conduct regulated activities, act as a broker or accept deposits. Its simulated accounts are hosted on Hantec Markets Limited's trading servers, but the firm describes the two companies as separate entities.
What is the profit split at RZR Funded?
The standard profit split is 80%, allowing funded traders to keep 80% of eligible simulated profits. Traders can purchase an optional add-on during checkout to increase the split to 95%. Payouts occur every 14 days by default, with weekly payouts available as a paid add-on.
What is the maximum drawdown at RZR Funded?
Drawdown limits vary by program. On the Express 1-step challenge, the maximum total loss is 6%, calculated on a trailing basis from the highest account balance, alongside a 5% daily loss limit based on the previous end-of-day balance or equity. Instant accounts use tighter limits and a maximum open loss cap; for example, Instant24 allows a 2% daily loss, a 3% maximum total loss and a 1% maximum open loss.
Does RZR Funded allow Expert Advisors?
The firm's Platform 5 supports automated strategies, but the firm's terms prohibit using automated algorithms for manipulative trading practices, high-frequency trading, and copy trading or coordinated trading that mirrors another trader's positions. The help center has a dedicated article on trading with an EA, so traders should confirm the rules for their program before running one.
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Before you pay
Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. What matters instead is whether the company behind the brand is named and traceable, and whether it has a payout record you can check.
This page is for information only and is not investment or trading advice. Trading through a funded or proprietary trading program carries real risk, including the loss of evaluation fees and any funded account. Rules, pricing, and payout terms vary by firm and can change without notice. A Proptary Grade reflects our most recent check and may not capture very recent changes, so confirm current terms directly with the firm before buying an evaluation.
Before you pay
Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. Proptary is not a financial institution, not an investment adviser, and is not supervised by any financial regulator.
Nothing here is advice. Our grades, scores and write-ups are information only. They are not investment or trading advice, not a recommendation to buy an evaluation, and not tailored to your circumstances. Read the firm’s own terms and decide for yourself.
A grade is not a guarantee. A Proptary Grade summarises the evidence we were able to verify on the date shown. It is not a measure of the firm’s financial strength, not a promise that it will pay you, and not an assurance that it will still be operating next month. Payout records, review scores and support times we cite are historical evidence, never a forecast.
The fee is at risk from the moment you pay it. An evaluation buys an attempt, not an account. Most traders do not pass. Breaching a drawdown or consistency rule can cost you the entire fee and any funded account, with no refund.
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