FundingPips Review
FundingPips provides simulated CFD evaluation accounts across multiple formats with balances up to $200,000 on MT5, cTrader, and Match-Trader.
- HQ
- Dubai, United Arab Emirates
- Founded
- 2022
- Regulation
- Unregulated
Operated by FundingPips Corp
Written by the Proptary Team · Updated 15 Oct 2026
Researched with AI assistance and verified by our editors
Overview
FundingPips is an evaluation prop firm offering one-step, two-step, and instant simulated accounts with account sizes from $5,000 to $200,000.
FundingPips was established in November 2022 in Dubai, United Arab Emirates, by founder and chief executive officer Khaled Ayesh. The simulated prop trading brand is operated by FundingPips Corp, registered in Mohéli, Comoros Union. Operating and administrative activities are conducted from commercial premises at Dubai Digital Park in the Dubai Silicon Oasis free zone.
Review summary
Pros and cons
What works
5 strengths
- Competitive entry pricing: Evaluation challenges start at $33 for a $5,000 account, representing one of the lowest entry barriers in the retail prop trading sector.
- Diverse challenge structures: Traders can choose from five distinct evaluation tracks, including 1-Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex, and Zero instant funding.
- Versatile payout schedules: Traders can select weekly, bi-weekly, monthly, or on-demand payout schedules, with profit splits reaching up to 100%.
- Multiple platform integrations: Accounts are supported across MetaTrader 5, cTrader, and Match-Trader, accommodating a wide spectrum of chart setups and execution preferences.
- Static drawdown structure on standard models: The primary two-step accounts use a fixed balance-based trailing buffer rather than a trailing equity calculation.
What doesn't
4 to plan around
- Mandatory news trading restrictions on Master accounts: Opening or closing positions within five minutes of high-impact news on funded accounts results in profit forfeitures.
- Offshore corporate registration: FundingPips Corp is incorporated in Mohéli, Comoros Union, which does not provide an online per-company verification registry.
- Prohibited weekend holding by default: Master accounts cannot hold open positions over the weekend unless an optional swing add-on is purchased at checkout.
- Restrictions on commercial automated EAs: Commercial off-the-shelf automated algorithms are prohibited, with full automation reserved for proprietary code backed by development proof.
Cost of entry
FundingPips pricing
| Account Size | Model | Fee | Refundable | Profit Target (P1 / P2) | Daily Loss | Max Drawdown |
|---|---|---|---|---|---|---|
| $5,000 | 2-Step Standard | $33 | Yes (with 4th payout) | 8% / 5% | 5% | 10% (Static) |
| $10,000 | 2-Step Standard | $60 | Yes (with 4th payout) | 8% / 5% | 5% | 10% (Static) |
| $25,000 | 2-Step Standard | $141 | Yes (with 4th payout) | 8% / 5% | 5% | 10% (Static) |
| $50,000 | 2-Step Standard | $269 | Yes (with 4th payout) | 8% / 5% | 5% | 10% (Static) |
| $100,000 | 2-Step Standard | $489 | Yes (with 4th payout) | 8% / 5% | 5% | 10% (Static) |
Challenge purchases are charged as a one-time assessment fee with no recurring monthly subscriptions. In addition to the primary 2-Step Standard program, FundingPips offers the 2-Step Pro model starting at $29, the 2-Step Flex model starting at $32, the 1-Step Flex program from $66, and the Zero instant funding tier from $60. The challenge fee on evaluation accounts is refunded upon the trader receiving their fourth performance reward on eligible accounts. Optional paid add-ons are available during checkout, including swap-free status, double leverage, and weekend holding privileges.
Rule clarity
FundingPips rules
Score100 / 100Maximum daily loss is calculated from the higher of opening balance or equity at the daily server reset time of 00:00 UTC+3. The total maximum loss is fixed at 10% below the starting balance on standard accounts. In the evaluation stages, there are no restrictions on news trading or weekend holding. On Master accounts, opening or closing trades within five minutes before or after high-impact macroeconomic news is considered a soft breach that forfeits trade profits. Positions held over the weekend without the swing add-on are closed automatically at the Friday market close. Accounts must record at least one completed trade every 30 days to avoid termination for inactivity.
- Profit target
- 8%
- Max daily loss
- 5%
- Max total drawdown
- 10%
- Drawdown type
- Static (Balance-based)
- Min trading days
- 3
- Time limit
- None
- Consistency rule
- A 35% consistency rule applies to On-Demand payouts and accounts utilizing the daily rewards add-on, meaning no single trading day can generate more than 35% of total accumulated profit. Master accounts under the Zero model operate under a 15% consistency rule. Standard 1-Step and 2-Step evaluations do not enforce a consistency percentage.
- Max leverage
- 1:100
- Scaling plan
- Yes, up to $2,000,000 via the Prime Account scaling structure
- Platforms
- MT5, cTrader, Match-Trader
- Instruments
- Forex, Indices, Commodities, Crypto
- Not accepted from
- Iran, Vietnam, United Arab Emirates (UAE), Territories subject to FATF, European Union, or United Nations sanctions
What a static drawdown means for you
The limit is fixed against the account starting balance and does not move as the account grows or shrinks. It is the most forgiving type: once you are in profit, the same dollar buffer stays in place rather than trailing up behind your equity.
Strategy rules
- News trading
- Not allowed
- EAs / bots
- Not allowed
- Weekend hold
- Not allowed
- Hedging
- Not allowed
- Copy trading
- Not allowed
- HFT / tick scalping
- Not allowed
Payout reliability
FundingPips payouts
Score100 / 100Traders can choose between multiple reward cycles upon transitioning to a Master account. The default bi-weekly schedule pays an 80% split every 14 days, the weekly schedule pays 60% every Tuesday, and the monthly schedule pays a 100% profit split every 30 days. Traders meeting the 35% consistency threshold and reaching at least 2% net profit can request an on-demand payout at a 90% split. Payout requests are processed within one to three business days following review. Direct bank transfers and Rise payments require a minimum withdrawal of $500, while cryptocurrency transfers require a minimum profit of 1% of the starting account balance.
- Profit split
- 80%
- Payout cycle
- Every 2 weeks
- Reported payout speed
- 1-2 business days
- Withdrawal fee
- None
- Minimum withdrawal
- $500 (Bank/Rise) / 1% of account
- Payout methods
- Crypto, Bank Wire, Rise, Credit/Debit Card
Customer support
Customer support
Score95 / 100Support operations run continuously 24/7 through a live chat widget hosted on the website and client dashboard. FundingPips also maintains an active Discord community with over 50,000 members where announcements and community help tickets are managed. Inquiries submitted via email or contact forms are typically handled within a few hours, and public reviews confirm general query response times within one business day.
- Channels
- Live chat, Email, Discord
- Availability
- 24/7
- Reported response time
- Under a day
- Reports collected
- 15 Oct 2026
Track record
Track record and transparency
Score85 / 100FundingPips was launched in November 2022 by founder and chief executive officer Khaled Ayesh. The simulated prop service is operated by FundingPips Corp, incorporated in Mohéli, Comoros Union under corporate registration number HY01223081. Non-operational support and payment administrative services are facilitated via FundingPips Services Ltd in Nicosia, Cyprus under registration number HE 450941. The firm maintains physical operating premises at the IFZA Business Park in Dubai Digital Park, Dubai, United Arab Emirates. The firm has distributed more than $300 million in cumulative performance rewards to retail traders worldwide since inception.
Community sentiment
Community sentiment
Score100 / 100Community feedback on Trustpilot reflects an aggregate rating of 4.5 from 70,498 reviews as of October 2026. Reviewers frequently highlight rapid payout fulfillment through cryptocurrency and Rise, accessible challenge entry fees, and user-friendly dashboard analytics. Critical commentary centers on strict compliance enforcement, particularly regarding the news trading window on Master accounts and geographic IP changes flagged during travel. Company representatives actively monitor feedback platforms and provide case-specific responses referencing account records.
Decision
Final verdict
FundingPips has established a prominent position in the retail prop trading sector by pairing competitive assessment pricing with reliable payout processing. Its diverse plan catalog offers suitable pathways for different experience levels, and the inclusion of cTrader and Match-Trader ensures robust platform access. However, prospective traders must carefully consider the firm's offshore Comoros corporate registration and familiarize themselves with strict execution rules on funded accounts, especially regarding news releases and trade consistency. For disciplined traders seeking structured rules and prompt reward fulfillment, FundingPips remains a viable evaluation option.
Is FundingPips right for you?
Traders who rely heavily on news scalp trading during high-impact economic releases should avoid this firm due to strict funded-stage execution windows. It is also unsuitable for those who rely on third-party automated trading bots or shared Expert Advisors.
Who should trade with FundingPips?
This firm is suitable for disciplined intraday and swing traders who value transparent evaluation metrics, low upfront fees, and flexible reward cycles. It accommodates traders who prefer trading on modern platforms such as cTrader or Match-Trader alongside MetaTrader 5.
Questions
FAQ
How does FundingPips work as a prop firm?
FundingPips provides simulated capital evaluation challenges where traders demonstrate their risk management and market strategy. Upon meeting the profit objectives without violating maximum daily or total loss limits, traders receive access to a Master account eligible for performance rewards up to 100%.
What is FundingPips?
FundingPips is a proprietary evaluation company founded in 2022 and operating out of Dubai, United Arab Emirates. It offers retail traders simulated accounts across forex, commodities, indices, and crypto markets using MetaTrader 5, cTrader, and Match-Trader.
What is the consistency rule in FundingPips?
The consistency rule restricts the proportion of total profit that can be gained in a single trading session. FundingPips applies a 35% consistency cap to On-Demand reward requests and evaluation accounts with daily payout add-ons, while standard evaluation models operate without a percentage restriction.
What is on-demand payout in FundingPips?
The on-demand payout feature allows Master account holders to request their performance rewards at any time rather than waiting for bi-weekly or monthly cycles. To qualify, traders must achieve at least a 2% net gain and maintain a 35% consistency score, earning a 90% profit split.
Does FundingPips accept US clients?
FundingPips permits registrations from users in the United States, but platform availability depends on regulatory restrictions. US traders cannot access MetaTrader 5 or cTrader through the firm, but they are permitted to trade on the Match-Trader platform.
How to pass a FundingPips challenge?
To pass a standard two-step challenge, a trader must reach an 8% profit target in Phase 1 and a 5% target in Phase 2 while completing at least three trading days per phase. The account must not exceed a 5% daily loss or a 10% maximum total loss at any time.
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Before you pay
Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. What matters instead is whether the company behind the brand is named and traceable, and whether it has a payout record you can check.
This page is for information only and is not investment or trading advice. Trading through a funded or proprietary trading program carries real risk, including the loss of evaluation fees and any funded account. Rules, pricing, and payout terms vary by firm and can change without notice. A Proptary Grade reflects our most recent check and may not capture very recent changes, so confirm current terms directly with the firm before buying an evaluation.
Before you pay
Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. Proptary is not a financial institution, not an investment adviser, and is not supervised by any financial regulator.
Nothing here is advice. Our grades, scores and write-ups are information only. They are not investment or trading advice, not a recommendation to buy an evaluation, and not tailored to your circumstances. Read the firm’s own terms and decide for yourself.
A grade is not a guarantee. A Proptary Grade summarises the evidence we were able to verify on the date shown. It is not a measure of the firm’s financial strength, not a promise that it will pay you, and not an assurance that it will still be operating next month. Payout records, review scores and support times we cite are historical evidence, never a forecast.
The fee is at risk from the moment you pay it. An evaluation buys an attempt, not an account. Most traders do not pass. Breaching a drawdown or consistency rule can cost you the entire fee and any funded account, with no refund.
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