My Funded Futures Review

Item: My Funded Futures
Rating: 9.5
Author: Proptary

My Funded Futures is a US futures prop firm offering single-phase evaluations with zero activation fees and daily simulated payouts up to a 90% profit split.

HQ: Frisco, TX
Founded: 2023
Regulation: Unregulated

Operated by MyFunded Futures, LLC

Written by the Proptary Team · Updated 20 Oct 2026

Researched with AI assistance and verified by our editors

Visit My Funded Futures

Overview

My Funded Futures is a United States futures proprietary trading firm providing one-step evaluation challenges that lead to simulated and live funded trading accounts.

My Funded Futures was established in November 2023 and is based in Frisco, Texas, operating under the corporate entity MyFunded Futures, LLC. The company is led by founder and chief executive officer Matthew Leech. It specializes strictly in Chicago Mercantile Exchange futures contracts, providing evaluation models for retail traders. The firm contracts with retail participants under Texas law, with corporate operations and risk management based in the United States.

Review summary

Pros and cons

What works

5 strengths

Daily payout requests are available on the Rapid plan once the safety buffer is cleared.
Zero activation fees and one-time evaluation fees across all account sizes with no monthly renewals.
The Rapid plan offers a 90% profit split from your first payout request.
Evaluations have no maximum daily loss limit on Rapid and Pro account tiers.
Payout processing is automated through Rise, with most approvals completing in under 24 hours.

What doesn't

7 to plan around

Rapid funded accounts enforce an intraday trailing drawdown that trails unrealized open profit until reaching buffer.
A strict 7-day inactivity rule will automatically forfeit funded accounts without open trades.
The Builder plan caps each withdrawal request at $1,000 to $3,500 per 48-hour cycle, depending on account size.
The firm restricts traders from about 90 countries and territories due to compliance policies.
The firm is not supervised by a financial regulator, and all payouts are based on simulated trading results.
Payouts cannot dip into your safety buffer, because any withdrawal lowers your balance toward the maximum loss threshold.
During the sim-funded stage, the Rapid plan uses an intraday trailing drawdown, so your loss floor rises with unrealized gains until it locks at $100 above the starting balance. Tier 1 news trading is not allowed on sim-funded accounts, and positions must be closed before the daily session close. Evaluation fees are non-refundable, and all payouts are based on simulated account profits. The firm is not supervised by a financial regulator.

Cost of entry

My Funded Futures pricing

Plan	Account Size	One-Time Fee	Profit Target	Maximum Drawdown	Daily Loss Limit
Rapid	$25,000	$145	$1,500	$1,000	None
Rapid	$50,000	$209	$3,000	$2,000	None
Rapid	$100,000	$356	$6,000	$3,000	None
Rapid	$150,000	$463	$9,000	$4,500	None
Builder	$25,000	$105	$1,500	$1,000	$600 (soft pause)
Builder	$50,000	$153	$3,000	$2,000	$1,000 (soft pause)
Pro	$50,000	$265	$3,000	$2,000	None

My Funded Futures costs $145 for its starter $25,000 Rapid evaluation, with larger accounts scaling up to $463 for the $150,000 size. On the $25,000 tier, you pay a one-time assessment fee with no recurring monthly subscriptions or post-pass activation fees, meaning your upfront purchase price covers evaluation access and transition into simulated funding. What you must keep in mind is that evaluation fees are strictly non-refundable once you execute your first trade on the platform. If you breach the $1,000 maximum loss limit at any point during testing, the account ends and you must purchase a new evaluation, because Rapid has no reset option.

Rule clarity

My Funded Futures rules

Score100 / 100

My Funded Futures enforces a one-step evaluation structure with a $1,500 profit target and a $1,000 end-of-day maximum drawdown on its $25,000 Rapid plan. On this $25,000 account, your equity is evaluated against the close of the trading day rather than intra-session peaks, giving you room to navigate intraday price swings as long as your end-of-day balance stays above $24,000. However, the critical rule many traders overlook during evaluation is the 50% consistency policy, which dictates that no individual trading session can generate half or more of your total profits. If a single winning trade brings you $800 of your $1,500 goal, you must continue trading until that session represents less than half of your total gains, preventing one-off news gambles.

Profit target: $1,500
Max daily loss: —
Max total drawdown: $1,000
Drawdown type: End of Day
Min trading days: 2
Time limit: None
Consistency rule: On Rapid evaluation accounts, no single trading day may account for 50% or more of your total accumulated profit.
Max leverage: 3 contracts
Scaling plan: None stated
Platforms: Tradovate, NinjaTrader, Quantower, TradingView, Volumetrica
Instruments: Futures
Not accepted from: Afghanistan, Albania, Algeria, Angola, Bahamas, Barbados, Belarus, Bosnia & Herzegovina, Botswana, Burkina Faso, Bulgaria, Burma, Burundi, Cambodia, Cameroon, Central African Republic, China, Congo, Côte D'Ivoire, Crimea, Croatia, Cuba, Democratic Republic of Congo, Ecuador, Ethiopia, Ghana, Gibraltar, Guyana, Haiti, Hong Kong, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kazakhstan, Kenya, Kosovo, Kyrgyzstan, Laos, Lebanon, Liberia, Libya, Macedonia, Malaysia, Mali, Malta, Mauritius, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Nicaragua, Nigeria, North Korea, Pakistan, Panama, Papua New Guinea, Philippines, Qatar, Romania, Russia, Rwanda, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sri Lanka, Sudan, Syria, Taiwan, Tanzania, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Uganda, Ukraine, United Arab Emirates, Uzbekistan, Venezuela, Vietnam, Yemen, Zimbabwe

What an end-of-day drawdown means for you

The limit is recalculated once a day on your closing balance, not tick by tick. Intraday swings do not count against it, so you have more room during a session, but a losing close ratchets the floor for the next day.

What changes once you are funded

Once funded on the Rapid plan, the drawdown model shifts from end-of-day calculation to an intraday trailing drawdown of $1,000 that trails unrealized equity until locking permanently at $100 above starting balance. Funded traders must also pause trading two minutes before and after Tier 1 economic news releases, and accounts require at least one execution every seven calendar days to avoid forfeiture.

Strategy rules

News trading: Allowed
EAs / bots: Allowed
Weekend hold: Not allowed
Hedging: Not allowed
Copy trading: Allowed
HFT / tick scalping: Not allowed

Payout reliability

My Funded Futures payouts

Score100 / 100

My Funded Futures pays a 90% profit split on its Rapid plan, based on the results of a simulated funded account rather than live market trades. On a $25,000 Rapid account, you must build a safety buffer of $1,100 above the starting balance before requesting your first withdrawal of at least $500. Once that cushion is locked in, you can request payouts as often as every 24 hours, withdrawing 90% of any additional profits through Rise (a payment platform), bank wire, or cryptocurrency. The vital condition to track is that any payout deduction reduces your account balance toward the maximum loss threshold, meaning you cannot withdraw from the buffer itself without immediately breaching your account floor.

Profit split: 90%
Payout cycle: On demand
Reported payout speed: Under 24 hours
Withdrawal fee: None stated
Minimum withdrawal: $500
Payout methods: Crypto, Bank Wire, Rise, ACH

Customer support

Score95 / 100

Customer support at My Funded Futures is accessible around the clock through real-time web live chat, dedicated email, and an active official Discord community. According to public reports from traders on Trustpilot and community forums, account inquiries and technical questions are typically resolved in under an hour, with routine ticket resolutions reported within minutes. While the live chat widget efficiently handles account onboarding, platform resets, and billing questions, traders seeking nuanced charting assistance or strategy discussions are encouraged to engage with community moderators directly within the Discord server.

Channels: Live chat, Email, Discord
Availability: 24/7
Reported response time: Under a day
Reports collected: 16 Oct 2026

Track record

Track record and transparency

Score85 / 100

My Funded Futures says it has processed over $250 million in cumulative payouts across tens of thousands of individual transactions since commencing operations. In August 2026, the firm transitioned its evaluation lineup from recurring monthly subscriptions to one-time non-renewing assessment fees across all plan categories. The company actively maintains public performance disclosures, reporting that approximately 19.95% of challenge participants reach the simulated funded stage and 39.2% of funded traders successfully earn at least one payout. Independent reviews across community platforms confirm consistent payout fulfillment with no recorded mass account closures.

Community sentiment

Score95 / 100

Trader feedback across independent platforms is overwhelmingly positive, reflected in a Trustpilot rating of 4.9 from over 22,000 reviews as of October 2026. Public reviews consistently praise the platform for sub-second payout processing speeds via Rise and the absence of activation fees on passed evaluations. The primary recurring complaint focuses on the funded-stage transition to an intraday trailing drawdown on the Rapid plan, which penalizes traders whose open unrealized gains retrace during volatile market sessions. Additionally, users on community forums note the strict enforcement of the seven-day inactivity forfeiture rule.

Decision

Final verdict

Our final verdict weighs the Rapid plan's 90% profit split and daily payouts against its safety buffer rule, its simulated funded accounts, and the lack of financial regulation. My Funded Futures stands out in the retail futures prop space by eliminating recurrent monthly subscriptions and post-evaluation activation fees in favor of clean one-time pricing. Its signature Rapid model provides aggressive intraday traders with a rare 90% profit split and daily payout liquidity, avoiding the multi-week waiting periods common at legacy prop firms. However, trading here demands sharp risk control, as the funded intraday trailing drawdown climbs with unrealized peaks before locking, and a rigid seven-day inactivity threshold can terminate accounts unexpectedly. For disciplined futures day traders who prioritize rapid access to earned capital, the transparent rules and automated payout pipeline represent a compelling alternative to subscription-heavy competitors.

Is My Funded Futures right for you?

My Funded Futures is right for you if you seek straightforward single-phase futures testing without monthly billing or activation surcharges. It favors active intraday participants who trade high-probability setups and desire daily withdrawals. If you tend to hold open trades through severe retracements or trade infrequently, the intraday trailing drawdown and seven-day inactivity clause will work directly against your strategy.

Who should trade with My Funded Futures?

Traders who excel with My Funded Futures are disciplined index-futures scalpers and day traders operating on platforms like NinjaTrader, Tradovate, or TradingView. It perfectly fits individuals who secure profits quickly without letting open positions slide back into drawdown, and who want to turn consistent daily performance into immediate payouts without waiting for arbitrary fortnightly evaluation cycles.

Questions

FAQ

Does My Funded Futures Have an Activation Fee?

No. The firm charges zero activation fees across all evaluation plans. When you pass a Rapid, Builder, or Pro assessment, your simulated funded account is activated immediately at no extra cost. This contrasts with many futures prop firms that charge $130 or more to unlock your funded account after passing the initial challenge.

Is My Funded Futures Legit?

The firm is operated by MyFunded Futures, LLC, based in Frisco, Texas. As of October 2026, Trustpilot shows a 4.9 rating from 22,433 reviews. The firm says it has paid out over $250 million to traders, a figure Proptary has not independently verified. The firm is not supervised by a financial regulator, and independent reviews note that its published payout processing times conflict, so read the payout policy before you buy.

How Many My Funded Futures Accounts Can I Have?

Traders can hold up to five active simulated funded accounts at once when trading $25,000 and $50,000 account sizes across plan types. If you maintain any $100,000 or $150,000 funded accounts, your overall limit drops to three active accounts total. During the initial evaluation stage, you may purchase multiple challenges to test different trading strategies.

What Is My Funded Futures?

My Funded Futures (MFFU) is a proprietary trading firm that evaluates futures day traders through simulated challenges. Traders who pass receive a simulated funded account and can earn a profit split of up to 90% based on their simulated results.

Can You Copy Trade on My Funded Futures?

Yes, copy trading is permitted between your own personal MFFU accounts using an approved trade copier software. However, copying trades from external third parties, sharing trade signals, or coordinating simultaneous positions with other traders across different household accounts is strictly prohibited and leads to immediate account termination.

Before you pay

Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. What matters instead is whether the company behind the brand is named and traceable, and whether it has a payout record you can check.

This page is for information only and is not investment or trading advice. Trading through a funded or proprietary trading program carries real risk, including the loss of evaluation fees and any funded account. Rules, pricing, and payout terms vary by firm and can change without notice. A Proptary Grade reflects our most recent check and may not capture very recent changes, so confirm current terms directly with the firm before buying an evaluation.

Before you pay

Many prop firms operate without a financial services license. They argue that traders use simulated accounts and the firm risks its own capital, so no client money is held and no license is required. That arrangement is common in this industry, but it also means no regulator supervises the firm and there is no compensation scheme if it stops paying. Proptary is not a financial institution, not an investment adviser, and is not supervised by any financial regulator.

Nothing here is advice. Our grades, scores and write-ups are information only. They are not investment or trading advice, not a recommendation to buy an evaluation, and not tailored to your circumstances. Read the firm’s own terms and decide for yourself.

A grade is not a guarantee. A Proptary Grade summarises the evidence we were able to verify on the date shown. It is not a measure of the firm’s financial strength, not a promise that it will pay you, and not an assurance that it will still be operating next month. Payout records, review scores and support times we cite are historical evidence, never a forecast.

The fee is at risk from the moment you pay it. An evaluation buys an attempt, not an account. Most traders do not pass. Breaching a drawdown or consistency rule can cost you the entire fee and any funded account, with no refund.

Prices and rules change without notice. Firms change fees, rules and payout terms, sometimes days after we check. Confirm the current terms on the firm’s own site before you pay for anything. Proptary is not liable for losses arising from reliance on information published here.

Links to firms leave Proptary. We do not open, hold or operate trading accounts. Payment, identity checks, data handling and payouts are between you and the firm, under that firm’s own terms and privacy policy.

How this page is researched. Data is gathered with AI assistance and verified by our editors against the firm’s own documents before publishing.